private function get_settings_default() {

		$currency_code_options = get_lifterlms_currencies();
		foreach ( $currency_code_options as $code => $name ) {
			$currency_code_options[ $code ] = $name . ' (' . get_lifterlms_currency_symbol( $code ) . ')';
		}

		$country_options = get_lifterlms_countries();
		foreach ( $country_options as $code => $name ) {
			$country_options[ $code ] = $name . ' (' . $code . ')';
		}

		return array(

			array(
				'class' => 'top',
				'id'    => 'course_archive_options',
				'type'  => 'sectionstart',
			),

			array(
				'id'    => 'course_options',
				'title' => __( 'Checkout Settings', 'lifterlms' ),
				'type'  => 'title',
			),

			array(
				'title'             => __( 'Checkout Page', 'lifterlms' ),
				'desc'              => __( 'Page used for displaying the checkout form.', 'lifterlms' ),
				'id'                => 'lifterlms_checkout_page_id',
				'type'              => 'select',
				'default'           => '',
				'class'             => 'llms-select2-post',
				'custom_attributes' => array(
					'data-post-type' => 'page',
				),
				'options'           => llms_make_select2_post_array( get_option( 'lifterlms_checkout_page_id', '' ) ),
			),

			array(
				'title'    => __( 'Confirm Payment', 'lifterlms' ),
				'desc'     => __( 'Payment confirmation endpoint slug', 'lifterlms' ),
				'id'       => 'lifterlms_myaccount_confirm_payment_endpoint',
				'type'     => 'text',
				'default'  => 'confirm-payment',
				'desc_tip' => true,
				'sanitize' => 'slug',
			),

			array(
				'title'   => __( 'Force SSL', 'lifterlms' ),
				'desc'    => __( 'Force secure checkout via SSL (https) on the checkout page(s).', 'lifterlms' ) .
								'<p class="description">' . sprintf( __( 'Requires an SSL certificate. %1$sLearn More%2$s', 'lifterlms' ), '<a href="https://lifterlms.com/docs/ssl-and-https/" target="_blank">', '</a>' ) . '</p>',
				'id'      => 'lifterlms_checkout_force_ssl',
				'type'    => 'checkbox',
				'default' => 'no',
			),

			array(
				'default' => 'yes',
				'desc'    => __( 'Enable automatic retry of failed recurring payments.', 'lifterlms' ) .
							  '<p class="description">' . sprintf( __( 'Recover lost revenue from temporarily declined payment methods. %1$sLearn More%2$s', 'lifterlms' ), '<a href="https://lifterlms.com/docs/automatic-retry-failed-payments/" target="_blank">', '</a>' ) . '</p>',
				'id'      => 'lifterlms_recurring_payment_retry',
				'title'   => __( 'Retry Failed Payments', 'lifterlms' ),
				'type'    => 'checkbox',
			),

			array(
				'type' => 'sectionend',
				'id'   => 'course_archive_options',
			),

			array(
				'type' => 'sectionstart',
				'id'   => 'general_options',
			),

			array(
				'title' => __( 'Currency Options', 'lifterlms' ),
				'type'  => 'title',
				'desc'  => __( 'The following options affect how prices are displayed on the frontend.', 'lifterlms' ),
				'id'    => 'pricing_options',
			),

			array(
				'class'    => 'llms-select2',
				'title'    => __( 'Country', 'lifterlms' ),
				'desc'     => __( 'Select the country LifterLMS should use as the default during transactions and registrations.', 'lifterlms' ),
				'id'       => 'lifterlms_country',
				'default'  => 'US',
				'type'     => 'select',
				'desc_tip' => false,
				'options'  => $country_options,
			),

			array(
				'class'    => 'llms-select2',
				'title'    => __( 'Currency', 'lifterlms' ),
				'desc'     => __( 'Select the currency LifterLMS should use to display prices and process transactions.', 'lifterlms' ),
				'id'       => 'lifterlms_currency',
				'default'  => 'USD',
				'type'     => 'select',
				'desc_tip' => false,
				'options'  => $currency_code_options,
			),

			array(
				'title'   => __( 'Currency Position', 'lifterlms' ),
				'desc'    => __( 'Customize the position and formatting of the currency symbol for displayed prices.', 'lifterlms' ),
				'id'      => 'lifterlms_currency_position',
				'default' => 'left',
				'type'    => 'select',
				'options' => array(
					'left'        => 'Left (' . sprintf( '%1$s%2$s', get_lifterlms_currency_symbol(), 99.99 ) . ')',
					'right'       => 'Right (' . sprintf( '%2$s%1$s', get_lifterlms_currency_symbol(), 99.99 ) . ')',
					'left_space'  => 'Left with Space (' . sprintf( '%1$s&nbsp;%2$s', get_lifterlms_currency_symbol(), 99.99 ) . ')',
					'right_space' => 'Right with Space (' . sprintf( '%2$s&nbsp;%1$s', get_lifterlms_currency_symbol(), 99.99 ) . ')',
				),
			),

			array(
				'title'   => __( 'Thousand Separator', 'lifterlms' ),
				'class'   => 'tiny',
				'desc'    => __( 'Choose the character to display as the thousand\'s place separator for displayed prices.', 'lifterlms' ),
				'id'      => 'lifterlms_thousand_separator',
				'type'    => 'text',
				'default' => ',',
			),

			array(
				'title'   => __( 'Decimal Separator', 'lifterlms' ),
				'class'   => 'tiny',
				'desc'    => __( 'Choose the character to display as the decimal separator for displayed prices.', 'lifterlms' ),
				'id'      => 'lifterlms_decimal_separator',
				'type'    => 'text',
				'default' => '.',
			),

			array(
				'title'   => __( 'Decimal Places', 'lifterlms' ),
				'class'   => 'tiny',
				'desc'    => __( 'Customize the number of decimal places for prices.', 'lifterlms' ),
				'id'      => 'lifterlms_decimals',
				'type'    => 'number',
				'default' => '2',
			),

			array(
				'title'   => __( 'Hide Zero Decimals', 'lifterlms' ),
				'desc'    => __( 'Automatically remove zero decimals from the end of displayed prices.', 'lifterlms' ),
				'id'      => 'lifterlms_trim_zero_decimals',
				'default' => 'no',
				'type'    => 'checkbox',
			),

			array(
				'type' => 'sectionend',
				'id'   => 'general_options',
			),

			array(
				'type' => 'sectionstart',
				'id'   => 'checkout_settings_gateways_list_start',
			),

			array(
				'title' => __( 'Payment Gateways', 'lifterlms' ),
				'type'  => 'title',
				'id'    => 'checkout_settings_gateways_list_title',
			),

			array(
				'value' => $this->get_gateway_table_html(),
				'type'  => 'custom-html',
			),

			array(
				'type' => 'sectionend',
				'id'   => 'checkout_settings_gateways_list_end',
			),

		);

	}